Form E Services

Term Life Insurance

Health Insurance

Investment Plans

Car Insurance

2 Wheeler Insurance

Family Health Insurance

Travel Insurance

Term Insurance (Women)

Saral Jeeven Bima

Guaranteed Return Plans

Child Saving Plans

Retirement Plans

Group Health Insurance

Home Insurance

Benefits of Health Insurance.

Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization
Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
Tax Rebate: Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.
Tax benefits are subject to changes in tax laws.
Other Benefits: As an innovative feature, OPD expenses are now covered under few Insurer plans and don’t require hospitalization for minimum 24 hours for claim reimbursement. Standalone OPD plans are also available in the market.

Benefits of Investment Plans.

Investment, being one of the most significant aspects of the financial planning, intends to ensure that the money you earn is put to productive use. It is profitable and a good way to gain extra cash. By making investments in several financial products you can grow financially. One thing is going to happen for sure and that is with each passing day inflation is rising. The reason for this can be explained with an example. Suppose you have Rs. 1000 and this value of money will decrease 5 years down the line as opposed to its value in the present day. Same thing applies to the value of Rs. 100 five years ago in comparison to its value at the present day. Therefore, it is significant to know that only savings cannot help you achieve your future financial objectives. Any common man or investor needs to make sure that his money also grows along with his expenses. You can define investment as an activity that affects the use of money in such a way that it comes back with profitable returns in the future.

Apart from this, there are several benefits of investments. They are:

If you make investments, you will harvest returns out of it that will help you with emergency expenses like any medical expenditure, accidents etc.

Making investments in different financial avenues makes sure that the money you have invested grows rather languishing in bank accounts.

You can earn income from your accrued wealth by making investments. For instance, you can earn rent from investment in real estate or earn a dividend from investments in stock markets.

One of the chief reasons to make sure that your money grows is fighting inflation. The value of the amount of money diminishes with the rise in inflation. You can tame the effect of inflation rate in depreciating the value of the assets by making investments and producing returns on the corpus built by you.

You can also avail tax minimisation, which is a secondary financial goal, by making investments in investment tools.

You can plan and fulfil distant financial goals, whether it is a short-term goal or long-term goal by making relevant and intelligent investments.

Benefits of Term Life Insurance.

Death Benefit: In the unfortunate event of death of life insured during policy term, the nominee shall receive the Total Payout as a Lump sum amount or a combination of Lump sum & Monthly amount.
Lump sum amount to take care of immediate financial liabilities.
Monthly income to sustain the family lifestyle.
Tax Benefit: The premiums paid for Term Life Insurance are Tax free under section 80(C) upto an amount of Rs 1,50,000.
Rider Benefits: Riders are an important addition to the basic plan offering & provide an option to customize the coverage to the life insured.
Accidental Death Benefit rider offers an additional sum assured over the base plan offering in case death occurs due to an accident.
Accidental Disability rider offers an immediate lump sum payment on occurrence of any disability due to an accident.
Critical Illness rider offers an additional sum assured over the base plan offering if the life insured is diagnosed with one of the critical illnesses mentioned in the rider.
Waiver of Premium rider offers the waiver of all policy premiums in case the life insured is diagnosed permanent disability or critical illness.

Features Of Insurance.

It is a kind of risk management plan to use an insurance policy as a hedge against an uncertain loss

Insurance does not mitigate the magnitude of loss one may face. It only assures that the loss is shared and distributed among multiple people

Various clients of an insurance company pool in their risks. Hence, they pay the premiums together. So when one or a few incur a financial loss, the claimed money is given out of this accumulated fund. This makes each client bear a nominal fee

Insurance can be provided for medical expenses, vehicle damage, property loss/damage, etc. depending on the type of insurance

Premium, policy limit, and deductible are the main components of an insurance coverage policy. The policy buyer should check them thoroughly while buying an insurance policy

Insurance Best Services in Rajkot

Benefits of Investment Plans.

Benefits of Term Life Insurance.

Features Of Insurance.

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Best Services in Rajkot